Accept UPI payments
without the 2–3% tax
SeedhaPe verifies UPI payments through your Android device — automatically. No payment gateway. No percentage cut. No bank API approval.
0%
Transaction fee
2–3%
Gateway fee saved
7+
UPI apps supported
<5s
Avg. verification time
Dead simple to integrate
No bank API approvals. No escrow. No waiting weeks. Four steps and you're live.
Create an order
POST an order via API. Get back a UPI URI, QR code, and a hosted payment link.
Customer pays
They scan the QR or tap the link. Money goes directly to your UPI ID.
App detects it
Our Android app on your phone reads the UPI notification and parses the UTR.
Webhook fires
We match the notification to your order and POST to your endpoint in under 5s.
Integrate in
under 10 minutes
Drop-in JS SDK, React component, or call the REST API directly. Full TypeScript support, HMAC-signed webhooks, and idempotent order IDs included out of the box.
- TypeScript SDK + React component
- HMAC-SHA256 signed webhooks
- Idempotent order IDs (sp_ord_...)
- Exponential retry on webhook failure
import { SeedhaPe } from '@seedhape/sdk';
const sp = new SeedhaPe({ apiKey: 'sp_live_...' });
// Create an order
const order = await sp.createOrder({
amount: 49900, // ₹499 in paise
description: 'Pro subscription',
expectedSenderName: 'Rahul Sharma', // recommended
});
// Show hosted payment modal
const result = await sp.showPayment({ orderId: order.id });
if (result.status === 'VERIFIED') {
// Payment confirmed — webhook already fired ✓
fulfillOrder(result.orderId);
}How much are you leaving on the table?
Razorpay and Cashfree charge 2–3% on every transaction. SeedhaPe charges nothing.
| Monthly GMV | Razorpay fees | SeedhaPe cost | Plan |
|---|---|---|---|
| ₹1L / month | ₹2,000–3,000 | ₹0 | Free |
| ₹10L / month | ₹20,000–30,000 | ₹1 | Starter |
| ₹50L / month | ₹1L–1.5L | ₹2 | Growth |
| ₹1Cr / month | ₹2L–3L | ₹3 | Pro |
* Assumes 2% blended gateway fee. SeedhaPe subscription pricing for reference.
Everything you need
Nothing you don't.
Sub-5 second verification
Notification captured, parsed, matched, and webhook fired before the customer puts their phone down.
HMAC-signed webhooks
Every webhook carries an X-SeedhaPe-Signature header. Verify it server-side or reject it.
All major UPI apps
PhonePe, Google Pay, Paytm, BHIM, CRED, Amazon Pay — all parsed from real device notifications.
Dispute management
When auto-match fails, you review the evidence and approve or reject with one tap.
Retry with backoff
Failed webhook deliveries are retried with exponential backoff. No missed payment events.
Hosted payment page
Use our /pay/:orderId page or embed the React component — QR code, deep links, auto-redirect.
New on the blog
340 Million People. Zero Tooling.
Why India's biggest UPI merchant segment still runs on screenshots, manual checks, and no automation - and the thesis behind SeedhaPe.
Read the full essayStop sharing your revenue
Setup takes under 10 minutes. No bank API approval, no escrow account, no monthly commitment on the free plan.
Create free account Get Android app updatesNo credit card required